Skip to content

SIL Homes

Supported independent Living Homes

What is a SIL Home?

Supported Independent Living homes otherwise known as Individualised Living Options, are a new design NDIS home, to cater for a massive 400,000 potential participants looking to live independently in SIL accommodation.

This is a growing sector and significantly way larger than SDA Homes. SDA is all about the dwelling where as SIL is about the supports a participant under the NDIS requires.

SIL refers to “participants requiring assistance with, or supervision of daily tasks, to help participants live as independently as possible while also developing their life skills.”

SIL’s are most commonly used in shared-living situations, for people who have a lot of support needs needing help almost all of the time at home. Best described as “a group home to meet Liveable Housing Australia guidelines, that include key features that make life easier for people with disability.” SIL homes are almost standard houses but with minor modification. It will look and feel just like the house next door.

Click here to read more on “Supported Independent Living Operational Guideline” . And click here to review the Liveable Housing Design Guidelines

SIL Home
Supported Independent Living homes

The massive demand and your Investment Opportunity

The demand for SIL housing is already significant and growing yearly. There were 11,283 people enrolled in SIL as of March 2018, by March 2021 enrollment grew to 24,928 participants, growing at 17% per year. Under the NDIS, the average support for a SIL participant is $324,900 stated in the Quarterly Report to the Disability Minister.

There is a major emergence of SIL Providers (care giver agencies), looking after people with disability under the NDIS. The benefit of these providers of having their participants all living under the same roof – means more income to their business and profits in their pockets. SIL Providers are ‘crying out for’ SIL Homes and for all ability homes to meet their participants needs, and run their practice from with certainty … hence our call to answer their need.

What is in it for you?

How you benefit is earning a NET rental yield of 7% – 8% from your investment into an all ability home.

We are budgeting on an income of around $42k to $45,000 per annum, which equates to around $800 per week.

The property value we are focusing on is $500k to $650k. Determined by location, lot size etc.

Who manages the property and rental agreement?

We will negotiate Head Lease agreements on the home with SIL Providers who want to run their ‘business’ out of your SIL home, to lower their operating costs, and attract more clients. The lease will be 3 to 5 years with an agreement that the SIL fills the home with their participants, and on an agreed annual rental basis with annual increases. There are no SDA payments from the NDIS on these. The SIL provider is responsible for the rent, not the participants or the NDIS. Having said that, participants do have living out of home funding in their packages, which the SIL providers access when placing a participant.

The property manager will also oversee and manage the property and the lease agreement on your behalf, and ensure you receive your monthly income.

Risk Mitigation

Compared to a SDA home, which does not suit 80% of investment inquiry we receive, because those investors want a guarantee for Rent or confidence in Participants, and we all know where there is a guarantee or certainty there is always a lower return on investment. (See why we would avoid SDA Rental guarantees here)

We have reversed the concept of a guarantee, placed the financial commitment on SIL providers, who in turn, if they want to secure a home to run their SIL business out of, they need to commit to a 3 or 5 year lease agreement with us and thus with you the investor.

This arrangement is tied up upfront, prior to sourcing the land and starting the build. Meaning you the investor do not have to worry about finding tenants during or after construction, as the home will be fully rented out from the beginning, and your fixed rent has been agreed upon in a contract upfront.

The SIL provider now wears the risk, and you the investor achieve around a 7% return on investment ~ net of fees!

Building Cost

Build costs are below a SDA home, as there are only minor modifications required when building a home to accommodate people with disability under the Supported Independent Living model.

Meaning your entry into the market is lower.

It is also easier to secure a loan.

And because it primarily looks and feels just like the home next door, becomes an asset that is easier to sell to a SIL provider or an owner who wants to live there. Or even to rent it out to non-disabled tenants as it looks like and feels like a standard house.


Initially our focus is in Queensland and Perth, where demand is exceptional, and where we have teamed up with a developer who has designed the SIL Home and Model, who will also arrange the lease agreements with the SIL providers.


Your opportunity to secure a risk mitigated investment property, in a wider choice of locations within QLD and other parts of Australia, at a lower entry into the market and lower build cost thanSDA property, whilst securing around 7% after expenses yield. Oh, and in a sector of the property market with a very high demand and almost no supply. Being in recognised suburbs you will also achieve capital growth on your investment.

Is this type of Investment of interest to you?

As an investor, if a SIL home meets your investment strategy with a NET return of 7% to 8%, reach out to us to share a more in-depth discussion, answer your questions and discuss the where to from here, end-to-end service that we offer you our client in helping you grow and secure further wealth through an astute investment strategy.

SIL Housing